These days, many people are finding it hard to buy the medicines that they need. Even with prescription insurance assistance, individuals are bearing more of the cost-sharing burden from the requirement to meet a high drug deductible to purchase their medications. If you are clamoring to find low costs solutions to the problem of high drug prices for the next time you fill your prescriptions, we have a few suggestions that may be just what you’ve been looking for. Here are a few money-saving strategies to help you slash prices:
Online Pharmacies
Even without using insurance, these pharmacies can offer meds for less than you’d pay elsewhere.
• Amazon.com/pharmacy,
• Costco.com
• GeniusRX.com,
• HealthWarehouse.com
• HoneyBeeHealth.com,
• Ro.co/Pharmacy,
• ScriptCo.com
• CostPlusDrugs.com
To take advantage of these bottom-line prices you may need to pay annual membership dues to join an online pharmacy which can cut into your savings. For Amazon Prime and Costco, the fee may not be a big deal as this would be one of the perks of membership. While taking some medications on a regular basis could produce savings you should do the calculations to see if the fee is justified. Don’t forget about shipping and be sure to know whether there’s a charge or it’s free. Fast delivery may not be a problem if you don’t need your medication right away or requires special handling
In case you have questions, find out how to contact a pharmacist online whether it’s by some combination of phone, email, chat, or video chat.
When considering these online options here are a few things to keep in mind.
For your prescription drugs and other medical expenses consider using Flexible Savings Accounts and Health Savings Accounts as a great way to help you save even more. These accounts allow you to use pretax dollars for those and other healthcare expenses. Amazon, Costco, Cost Plus, and HealthWareHouse.com make using those benefits simple with direct payment while others may require you to pay and then submit your receipt to your FSA or HAS account for a refund.
Some people with good insurance may get a better deal or even drugs at no cost. So, it is smart to compare prices at different pharmacies to determine which option is best and that you are getting the best deal. Also, check with your insurer that if you pay out of pocket for your medication that the costs can go toward your insurance deductible.
Apps and websites to make comparison shopping for medication simple.
1. GoodRx
Let you find free coupons or check prices at GoodRx.com or via the GoodRx app. Just enter your prescription to see prices. You can save up to 80% on retail drugs at certain pharmacies. For even greater savings consider participating in the GoodRx gold program. It’s free for the first 30 days and after that $9.99 a month for individual members and $19.99 a month for a family plan. You also may be eligible to get discounts on telehealth and lab tests.
2. SingleCare
A free online tool that allows you to compare and save on prescription drug prices at many major pharmacies. You can use it with or without insurance, depending on if the price is lower than your copay or out-of-pocket cost.
3. RxSaver
A prescription discount app that helps you compare prices and find coupons for your medication at a pharmacy near you.
Three more ways to lower prescription prices.
1. Sign up for the Walgreens prescription savings program. Membership costs $20 a year for an individual and $35 for a family. Walmart offers a free prescription program that makes quite a few drugs available for just a fraction of the price. Then there are supermarket programs like Kroger, H-E-B, and others that offer discounted generic drug programs.
2. Sign up for generic drugs offered by your insurance plan. Another option would be to check your local pharmacy to see if they provide discounts on selected drugs if you fill your prescription through them.
3. Manufacture discount programs. Go to the website for the drug and see if a discount is available. If a discount is not currently available, check back regularly to see if it is added later. Needymeds.org aids with filing the paperwork for many manufacturers’ programs.
Well, there you have it. Do you have any other ideas on some smart ways to buy drugs for less? Please post your comments below.
For more great ways to save and profit whenever, wherever you shop get your copy of Treasure Portals now! https:https://tportals.com/product/treasure-portals
